Arizona SHORT SALE / No Equity Specialization

• Are you behind on your mortgage payments and near foreclosure in Arizona?
• Do you need to sell your Arizona home but don’t have any equity?
• Is bankruptcy near and your thinking about a short sale?

If any of these questions ring true, our expertise can help. We offer an obligation free consultation to discuss the multiple pre-foreclosure options you have. Don’t hesitate to speak with an expert in the field commitment free! Click on the Short Sale button on the left or the Pre-Foreclosure / No Equity Specialization button up above to learn more.

ARIZONA SHORT SALE HELP HERE!

Free Consultation From An Arizona Short Sale Realtor

Traditional Real Estate Services

• Looking to buy your first home in Arizona?
• Need to sell your current house fast?
• Thinking about real estate investment?

Now is the time to speak with a real estate expert. A Realtor by your side can only ease the real estate process.

Please call today for your FREE NO OBLIGATION CONSULTATION. We would love to work with you.

480.767.3062

Want to see my knowledge about Arizona Short Sales? Read my last 5 posts on Arizona Short Sales:
- #1 Rule Of Short Sales Gets Broken
- Make Sure You Hire An Experienced Short Sale Negotiator
- Short Sales Can Be So Frustrating
- Arizona Short Sale Posts
- Arizona Short Sale Tips

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I can’t stress this point enough. Please make sure you hire an experienced short sale negotiator / short sale Realtor. Too many people just click on the first result from Google and assume they are qualified.

Too many sites are falsly ranked because they have content like:

We serivce short sale in the following areas.

• Tucson Arizona Short Sale
• Mesa Arizona Short Sale
• Glendale Arizona Short Sale
• Chandler Arizona Short Sale
• Scottsdale Arizona Short Sale
• Gilbert Arizona Short Sale
• Tempe Arizona Short Sale
• Peoria Arizona Short Sale
• Yuma Arizona Short Sale
• Surprise Arizona Short Sale
• Avondale Arizona Short Sale
• Flagstaff Arizona Short Sale

Ask the right questions and make sure your realtor is experienced.

- Jeff Buettner
Real Estate Wiz Kid
Arizona Short Sale Realtor & Negotiator

I need an Arizona Realtor for my Scottsdale short sale!

I thank all of you for reading my blog about Arizona short sales. I spend my whole day dealing with short sales in Arizona. I work them all over, from Scottsdale , Arizona to Laveen , Arizona. I have been negotiating these arizona short sales for years. I appreciate that you guys respect my opinion on them. But there is something you guys have to do… Go read other peoples opinions as well!!! Short sales don’t have any rules (especially short sales in Arizona). There are tons of strategies out there for dealing with this things.  Google “Arizona Short Sales” and you will find tons of articles. Start reading!

- Jeff Buettner
Real Estate Wiz Kid
Arizona Short Sale Realtor & Negotiator

I need to stop my Scottsdale foreclosure now and I need help with my Scottsdale Short Sale!

I get phone calls and emails all day and everyday in regards to Arizona short sales. Homeowners who fall under the Arizona short sale category are all very concerned and worried about the short sale and it’s ramifications. But one thing I find is that a lot of homeowners don’t do their research in regards to their Arizona short sale. So I have compiled a list of tips to help homeowners out.

• Arizona Short Sale Tip #1 - Do your research. Read anything and everything you can find about short sales in Arizona. There is a plethora of information out there and you want to be informed before you talk to anyone.
• Arizona Short Sale Tip #2 - Talk to more than one short sale negotiator. There are a lot of Realtors out there these days that do Arizona short sales. Make sure you talk to several before you make your decision. Some who claim to be experts on short sales really dish out their work to a third company. Some have just taken one class that gives them an “Arizona Short Sale Expert” title and actually haven’t negotiated anything. If your Realtor does use a third party, make sure you talk to the actual negotaitor as well.
• Arizona Short Sale Tip #3 - Make sure your Arizona short sale negetiator has worked with your mortgage company. Like I said before, there are a lot of newbies out there. If you have a very common mortgage company and your Arizona short sale expert hasn’t worked with them, they probably aren’t an expert.
• Arizona Short Sale Tip #4 - Ask your realtor about the average time it takes to negotiate the short sales. If they quote anything over 6 months, run away. They don’t have any sort of initiative to close the short sale quickly.
• Arizona Short Sale Tip #5 - Be on your toes with your Arizona short sale. With short sales, especially in Arizona’s decling market, you have to be on your toes. If the bank asks for updated paper work, GET IT TO THEM. Keep any new pay stubs or bank statments you might get during the negotiating in a file so they are easily acessible.

Thanks for reading and I hope this helped every homeowner who is considering a short sale in Arizona.

Keep coming back.

- Jeff Buettner
Real Estate Wiz Kid
Arizona Short Sale Realtor & Negotiator

I can’t make payments on my Arizona home any more. I think I might need some Arizona Short Sale help!

I was asked a very good question the pother day in regards to a short sale in arizona and one’s credit. The woman was very nice and simply wanted to know if the effect on her credit would be more severe with a short sale and missed payments or a foreclosure. The answer to this question is very simple. A short sale in arizona is always going to be better than a foreclosure. Everyone’s credit is different, so you can never be exactly positive with short sales. A good general rule is a short sale hits your credit 125-150 plus your missed payments and a foreclosure is roughly 250 points plus your missed payments. Theoretically, the best scenario would being completeling a short sale without missing any payments. This would have the best affect on your credit. As I explained to this woman, this scenario is exetremely unlikely and isn’t really possible. Banks don’t consider short sales unless the homeowner is behind on payments. Thats the bottomline. I know this goes past all logical thinking and reasoning but they just don’t.

Thanks for reading and come back for more about Arizona short sales and foreclosure help.

- Jeff Buettner
Real Estate Wiz Kid
Arizona Short Sale Realtor & Negotiator

Who can help me with a Scottsdale short sale? I am in need of some Arizona foreclosure help now!

You hear something new about the economy every single day. Everyone loves to talk about the Arizona real estate market. Someone told me yesterday that they think the market is going to pick back up and short sales will die out here in the next few months. I have some bad news for the short sale non-believers. This is not the case. Lets say the market stops decresing today and starts appreciating tomorrow. Even at a honest appreciation of 5-7% a year, we still have years before some individuals have equity in their home. With unemployment on the rise, the hardships will still be present for months. When you add all these things together, short sale won’t be gone for a while. I’m sorry to bust your chops anonymous friend, but thanks for the positive hopes.

- Jeff Buettner
Real Estate Wiz Kid
Arizona Short Sale Realtor & Negotiator

I need someone with Arizona short sale experience!

Short sales are all over the Arizona as we all know. Short sales pop up in all neihborhoods in all price ranges. It is no surprise though that we tend to see more short sales in what I like to call the short sale prone areas. These areas in my mind are the Phoenix area and its outskirts (Outside the 101 Loop). I tend to believe we will start seeing more and more short sales in the Scottsdale area. I know you are asking, why, Jeff, will we see more Scottsdale short sales?

• More Scottsdale Short Sales Reason 1: Scottsdale homes tend to be higher priced therefor Scottsdale short sales will have to depreciate through more equity.
• More Scottsdale Short Sales Reason 2: Purchasers of Scottsdale homes tend to have more cash reserves to save their home from becoming a Scottsdale short sale longer.
• More Scottsdale Short Sales Reason 3: Scottsdale homes tend to be be bought with a larger down payment which builds in more equity, once again, prolonging it from becoming a Scottsdale short sale.

Thanks for reading and come back soon.

- Jeff Buettner
Real Estate Wiz Kid

How do I stop foreclosure on my Phoenix home?

I realize when heading down the pre-foreclosure road you have many things to think about. There is a lot even when is comes down to short sales. In my mind, when considering any preforeclosure method, especially a short sale, you have to look at two main categories. The first main ramification when looking at short sales is the legal side. The second short sale ramification are tax issues.

Short Sale Legal Ramifications to Consider:

• Promissory Note
• Banks Legally Pursuing You
• Anti Deficiency laws

Short Sale Tax Ramifications to Consider:

• 1099C
• Mortgage Forgiveness Debt Relief Act of 2007

Consider all these things while raking a short sale or any pre-foreclosure route. Any seasoned short sale negotiator will have solutions, answers, and paths for knowledge for all these hurdles.

Thanks for reading!

- Jeff Buettner
Real Estate Wiz Kid
Arizona Short Sale Realtor & Negotiator

Short Sale? What is it?